Will my medical insurance cover my cosmetic procedure? This is one of the biggest questions I get from people wanting to have a cosmetic procedure performed. There are a lot of misconceptions about what “cosmetic” procedures are and whether or not they are covered. A large portion of these questions have to do with pre-existing conditions. I’m going to go over the basics of what cosmetic procedures are and whether or not they are covered by your medical insurance.
First off, there are several different types of medical insurance. Most people have private medical insurance through their employer, but some don’t. If you are interested in getting any Seattle Plastic Surgeon done, you need to call your health plan and find out if you are going to be covered for the procedure.
Some types of procedures are not covered by your health care plan at all. One such procedure that is commonly requested by women is a breast lift. If you have this done, it’s considered a cosmetic procedure, so you’re probably not going to be able to get coverage for it. The only option you have is to pay a lot of money for the procedure out of your own pocket.
Will my medical insurance cover my procedure if I don’t plan on using it more than twice a year? Depending on what you are having done, you might be covered for one or even several years, depending on how much it will cost you. However, this type of coverage is only going to be available if you can prove that you will be having the procedure more than once a year.
Will my medical insurance cover my Cosmetic Surgery in Seattle WA when I have a high-risk health history? Some surgeries are considered to be “high risk” by health insurance carriers. If you have a history of serious health issues, such as diabetes or even having had organ transplants, you may not be eligible for coverage. If you do have insurance, make sure you find out what kinds of procedures are not covered because these are usually the ones that are more expensive and can lead to a financial crisis if they are cut out.
Will my cosmetic procedure be covered by my health insurance if I don’t plan on using it ever again? A good rule of thumb is that cosmetic procedures that are intended to change the physical appearance of a person are usually going to be covered by your health insurance. So, things like breast implants or hair transplantation, etc. aren’t likely to be covered unless they are intended to alter the patient’s appearance permanently.
The Seattle Facial Plastic Surgery Center
1101 Madison St #1280
Seattle, WA, 98104 USA